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Profile photo of a State Farm Agent named: Ray Willoughby

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State Farm® Insurance Agent

Ray Willoughby

Willoughby Ins Agy Inc

3108 Ridge Pike
Norristown, PA 19403

Profile photo of a State Farm Agent named: Ray Willoughby

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


3108 Ridge Pike
Norristown, PA 19403



Upcoming Events: TBD

Get a FREE Ice Cream Voucher to Ava's Ice Cream (right next door to us) - Simply call or email us for a FREE quote for Car, Homeowners or Life Insurance and we will mail you a voucher for a FREE medium ice cream!

I earned a BA in Environmental Planning from Bloomsburg University in 1997, after which I spent my entire professional career in the Financial Services Industry. I graduated from Widener University with a MS in Taxation with a concentration in Personal Finance. I have earned several industry designations over the years to stay up to date for my customers. I married my wonderful wife, Dana, in 2008. We have two beautiful daughters, Caroline and Laci. Stop in and say hello! You’ll find us on Ridge Pike right by the Lower Providence Fire Department in Lower Providence Township.

I like to make insurance easy to understand so my customers have a positive experience. When you walk in you’ll be greeted by Matt, Alex, or Danielle. Let my licensed and knowledgeable team talk to you about taking advantage of potential discounts such as the: Multi-car Discount, Multi-line Discount, Safe Driver Discount, Good Student Discount, Steer Clear Discount, and Drive Safe & Save Discount which starts at 10% for the first 6 months. We prioritize savings for our customers to encourage financial success, and managing/accessing your accounts 24/7 is easy online with our award-winning mobile app.

I love to sponsor and participate in local events and give back to our community. Like my Facebook Business page, Ray Willoughby- State Farm Agent, or leave us a Review here if you have had a positive experience with our team. I am hosting several events in Lower Providence Township and the surrounding area in 2024.

***The highest compliment we could receive is a referral.

Some of the insurance products we offer include Auto Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Life Insurance, Health Insurance, Motorcycle Insurance, Boat Insurance, Pet Insurance & Business/Commercial Insurance. Customers believe in our personalized approach to finding the right life insurance coverage for you. Whether you are starting a family, planning for retirement, or simply looking for added security, I am here to guide you through the options and help you make informed decisions. Tranquility is our priority, and I am here to ensure you have the coverage you need for the journey ahead.

Serving all of Montgomery County, Bucks County, Delaware County, Chester County, Berks County and Philadelphia for all of your insurance needs. Call us for a free Auto and Homeowners Insurance Quote and talk to us about your Life Insurance Needs. We also offer Condo Insurance, Renters Insurance and Business Insurance Quotes.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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Our Mission is to leave every customer interaction knowing that the State Farm customer has a solid understanding of how their insurance coverage is aligned for their unique situation and with the understanding that our team is in their corner serving in the customers interests. If you need help with auto, home, life or business insurance, you can believe in us.


Danielle Keane

Multiple Line Representative


Matt Milakeve

Marketing Manager


Alex House

Account Manager